Residential
Full scope, matching, code upgrades, and the deductible math carriers get wrong.
Commercial
Business interruption, loss of rents, ordinance-or-law, and master-policy scope.
Based on OPPAGA (Florida Legislature) findings that policyholders who hire a public adjuster recover up to 747% more than those who do not. Illustrative of that finding; individual results vary by policy, loss, and documentation.
Before any storm makes landfall, we conduct drone inspections, build your property file, and establish a pre-loss baseline. Your documentation is your position.
We analyze your policy for coverage gaps, classify your risk, and prepare the narrative before the carrier's adjuster ever walks your property.
We sign your Letter of Representation, document your loss, interpret your policy, and negotiate hard with the carrier on your behalf to pursue the full documented value of your loss.
8+ yrs
Adjusting Florida property claims
$0
Upfront cost. Contingency fee: no recovery, no charge.
24 hr
Claim review and response turnaround
Results vary by claim. Past experience does not guarantee future outcomes. Experience and reviews shown here reflect James Coyne’s individual work as a Licensed Florida Public Adjuster, not Coyne Commercial Group’s client base.
“The only reason he doesn’t have 100 stars is because there are only 5 up there. James is the reason my home got repaired. There’s no doubt he was the absolute best.”
Gina · Verified Client Review
Founder & Licensed Public Adjuster / W482618
James built Coyne Commercial Group after years on the carrier side, where he saw exactly how insurance companies evaluate, delay, and minimize claims. He knows their playbook because he ran it.
Now that experience works for you. Every claim CCG takes on is documented and negotiated by someone who understands the other side of the table, and answers to the policyholder, never the insurer.
Contact James